Stache logs every rand you spend, across every bank and card you use. Snap a receipt or type it in ten seconds — one clean ledger, no more guessing where it all went.
Coming soon to the App Store. Built in South Africa, in rands.
Groceries on the Capitec card. Petrol on FNB. The Standard Bank account the debit orders come off. A TymeBank account for the things you'd rather keep separate, Discovery for medical, and cash for the car guard and the guy at the robot.
Every one of them shows you a slice.
None of them shows you the month.
Point your camera at a till slip. Stache pulls out the shop, the total and the date, picks a category, and files it. You get a second to check it before it saves — most of the time there's nothing to fix.
No receipt, cash, or a card machine that never printed one. Amount, category, done — the keypad opens on the amount field and the whole thing takes about as long as reading this sentence.
Set a limit per category and Stache tells you when you're close — not on the last day of the month when the damage is already done.
Every expense you've ever logged, in one list you can search and filter. When you need to know what you actually spent at Checkers in June, it's two taps away.
Photograph the slip at the till, or key the amount in later. Both land in the same place.
The shop, the amount, the date and the category get filled in and filed against this month's budget.
Open the app and the month is right there — what you've spent, what's left, and which category is running away from you.
per month, billed monthly
Unlimited receipt uploads, unlimited AI insights, unlimited monthly statements. Cancel any time from your Apple ID.
There's a Free plan too — five receipt scans, two AI insights and one statement, at no cost and with no card.
No, and it never will ask you for banking logins. Stache has no access to your accounts, no screen-scraping, and no third-party aggregator sitting between you and your bank. You add expenses yourself — by photographing a receipt or typing an amount. That is the whole reason it works the same across Capitec, FNB, Standard Bank, TymeBank, Discovery and the cash in your wallet.
On servers in the European Union, encrypted in transit and at rest. Your expenses are tied to your account and are not sold, shared or used to build an advertising profile of you.
Not yet — Stache is iOS only for now. Building one app properly beats shipping two badly, and Android is the obvious next step rather than a maybe.
Through your Apple ID subscription settings, any time, in a few taps. There is no retention flow to argue with and no phone call to make. You keep Premium until the end of the period you've already paid for, then drop back to the free plan with all your data intact.
Everything goes — expenses, receipts, budgets and profile — and it is permanent. There is no recovery window and no archived copy sitting on a backup somewhere waiting to be restored. If there is anything you want to keep, export a statement before you delete.
Stache started with a shoebox. Slips from Checkers and Engen and the pharmacy, a card that was somehow always emptier than it should have been, and no honest answer to a simple question: where did the month go?
The budgeting apps on offer were built somewhere else, for someone else. They wanted to link to a bank they'd never heard of. They wanted dollars. They assumed one account, one card, one tidy financial life — not the four accounts and the cash in the cubbyhole that most South Africans are actually working with.
So this one is built the other way around. No bank logins. No pretending cash doesn't exist. Rands, till slips, and one clean ledger that adds up at the end of the month. It's a solo project, which means it moves at the pace of one person's evenings and weekends — but it also means there's nobody to overrule the decision to keep it simple.